I am proud to say that I have all my own teeth at the age of 65. While that may not sound unusual to some people, everyone in my family who is my age or older wears dentures. I always tell people that that flossing is the key to good dental health. I have arthritis in my hands, but I don't let it keep me from flossing every day. My trick is to use those little "flossers" you can buy at the drug store. They have plastic handles floss stretched out on top of the handle. These make flossing easier on days when my arthritis is acting up. I started this blog to let other people know that they can keep their teeth healthy into old age when they take care of them. If you have hand pain, find ways to make flossing easier, like I did.
Dental implants are often treated as a cosmetic need and if you find yourself needing them you can run into issues getting your current dental insurance plan to help you cover the costs. Most dental plans will not cover dental implants but will cover alternative treatments such as extractions, fillings, and other dental care. If you are set on getting dental implants to give you a permanent smile without traditional dentures, use this guide to help you pay for your implants more successfully so you don't have to forgo the treatment due to its cost.
Ask for an allowance
Since dental implants are increasing in popularity among dental patients, dental insurance companies that don't offer coverage for the procedure are starting to do something you may be able to take advantage of: offering a line of credit or an allowance toward the procedure. You will need to get a quote from your dentist for the cost of the hardware and surgery to get your implants which you can then present to your insurance agent. Based on what plan you are currently paying for and your credit history, your dental plan may be willing to offer you the funds you need that you can pay back as part of your dental premium. This payment plan typically includes an interest rate which varies.
Switch your dental plan
If your current dental plan does not cover implants then you may want to consider switching to an insurance company that does. Do your research online and ask your dentist if they are aware of companies that include dental implants as part of their general or extended coverage. In some cases you will have to pay on your premium for a few months or wait until the end of a calendar year before you can undergo the procedure with your new dental insurance company.
Ask about a payment plan
If you go to the same dentist for all your dental care and are in good standing with them, they may be able to give you a payment plan in order to help you pay for your implant procedure. If you have to be referred to a specialist to have the work done, your dentist can give you a positive recommendation to help you get into a payment plan with your new oral surgeon. Keep in mind that you may have to provide a sizable down payment before you can get the work done depending on how expensive your dental implants will be.